The Right to Borrow: Legal and Regulatory Barriers that Limit Access to Credit by Small Farms and Businesses
Author: Heywood Fleisig Date: 4/1/1995 (PDF, 200KB)
Many laws and regulations in developing countries drive small businesspeople out of the formal banking sector and into the hands of high-cost and sometimes unscrupulous moneylenders in the informal sector. Heywood Fleisig looks at these barriers to credit for small farmers and firms and suggests solutions.